Travel

These plans Patriot Adventure International Travel Medical Insurance and Patriot Adventure America Travel Medical Insurance are for those of you who are Adventure Sports enthusiasts, it is available for adventure sports enthusiasts from the U.S. as well as non-U.S. citizens. Both of these Patriot Adventure Travel Medical Insurance plans are available from a minimum of 30 days up to a maximum of 6 months.

Patriot Adventure Travel Medical Insurance benefit highlights: Maximum limit of $ 50,000, Individual Deductible of $ 250, No Coinsurance for treatment received outside the U.S. and Canada For treatment received inside the U.S. and Canada the plan pays 90% of eligible expenses up to $ 5,000 then 100% up to the policy maximum if treatment is received within the PPO Network. If treatment is received outside of the PPO Network the plan pays 80% up to $ 5,000 then 100% up to the plan maximum. The Benefit period is 6 months. 24 hour access to MyImg. Both plans include world-class medical benefits for both in-patient and out-patient treatment. Both plans also include International Medical Care: emergency evacuation, emergency reunion, return of mortal remains, political evacuation and more.

 

Here are the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders. Schedule of Benefits:
All of the following are covered Up to the Maximum Limit: Hospital Room and Board, Intensive Care, Medical Expenses, Local Ambulance, Prescription Drugs, Emergency Room Accident, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 100, Indemnity (for U.S. Citizens only) – up to $ 100 per night.

Additional Benefits:

Sports and Activities Coverage: up to maximum limit for basic sports, Sudden Recurrence of a Pre-existing Condition – Medical (for U.S. Citizens only) – up to $ 1,000 of eligible costs and expenses, Sudden Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for U.S.+ Citizens only) – up to $ 25,000 of eligible costs and expenses, Common Carrier Accidental Death – $ 50,000 to beneficiary; maximum of $ 250,000 per family, Lost Luggage – up to $ 50 per item of personal property; maximum of $ 250 per Period of Coverage.

Adventure Sports and Activities Covered:

 

Non-Contact Amateur Athletic Activities, BMX, Bungee Jumping, Canyoning, Spelunking, Caving, Cave Tubing, Flying, Hang Gliding, Windsurfing, Heli-Skiing, High Diving, Horseback Riding, Hot Air Ballooning, Jungle Zip Lining, Kayaking, Inline Skating, Motorcycle/Motorscooter Riding, Mountain Biking, Mountaineering (ropes and guides to 4,500 meters from ground level), Rappelling, Rock Climbing (ropes and guides to 4,500 meters from ground level), Skydiving, Paragliding, Parascending, Scuba Diving to 50 meters, Snorkling, Snow Skiing, Snowboarding, Snowmobiling, Surging, Trekking, Jet Skiing, Water Skiing, Wakeboarding, Whitewater Rafting to Class V, Wildlife Safaris
Not Covered: Contact sports, professional sports and any athletic activities that are organized and/or sanctioned by the National Collegiate Athletic Association (or any other collegiate sanctioning body) or the International Olympic Committee.

 

International Emergency Care:

Emergency Medical Evacuation – up to the Maximum Limit, Emergency Reunion – up to $ 10,000, Return of Mortal Remains – up to $ 15,000, Political Evacuation – up to $ 10,000.

So if you’re planning a vacation which will include your favorite Extreme Sports go to the links below and check out Patriot Adventure International Travel Medical Insurance and Patriot Adventure America Travel Medical Insurance, you can’t go wrong. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.

Patriot Executive International Travel Medical Insurance plan offers a complete package of International benefits 24 hours a day. There is a Patriot Executive plan for U.S. citizens and one for non-U.S. citizens. Each plan provides coverage for you, your spouse and your children for each trip outside your home country during a period of up to 1 year. Each plan offers excellent benefits including access to international multi-lingual customer service centers, claims administrators and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.

Each Patriot Executive Travel Medical Insurance plan has the following:

Maximum limit of $ 1,000,000, maximum limit for travelers age 70-75 is $ 50,000
$ 250 deductible for each covered illness
No Coinsurance outside the U.S. and in PPO Network inside the U.S. and Canada is 90% up to $ 5,000 then 100% up to policy maximum and Out of PPO Network the plan pays 80% up to $ 5,000 then 100% up to the policy maximum
24 hour access to MyImg
World-class medical benefits for in-patient and out-patient medical expenses
Schedule of Benefits
The following are covered Up to the Maximum Limit: Hospital Room and Board, Intensive Care, Medical Expenses, Local Ambulance, Prescription Drugs, Emergency Room Accident, Dental – Due to Accident.
Emergency Room Illness without In-patient Admission – Up to Maximum Limit with additional $ 250 deductible, Dental – Sudden Pain – up to $ 100, Indemnity (for U.S. Citizens only) – up to $ 100 per night.

Additional Benefits
Terrorism: up to $ 50,000 lifetime maximum
Sports and Activities Coverage: up to maximum limit for basic sports
Trip Interruption – up to $ 5,000
Common Carrier Accidental Death – $ 50,000 to beneficiary; maximum of $ 250,000 per family
Accidental Death & Dismemberment – $ 25,000 principle sum
Lost Luggage – up to $ 50 per item of personal property; maximum of $ 250 per Period of Coverage.

International Emergency care
Emergency Medical Evacuation – up to the Maximum Limit
Emergency Reunion – up to $ 15,000
Return of Mortal Remains – up to $ 25,000
Return of Minor Children – $ 5,000
Political Evacuation – up to $ 10,000
Identify Theft Assistance – up to $ 500 per Period of Coverage.

Considering the low rates for purchasing either the a Patriot Executive International Travel Medical Insurance or the a Patriot Executive America International Travel Medical Insurance and the aforementioned benefits, both of the Patriot Executive Travel Medical Insurance plans could be very valuable to the traveling executive and their company or organization. For more information or to buy on-line visit the links below. http://www.GlobalTravelCoverage.com.

Thank you for your time and I hope that you read more of my articles in the future.

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.). For your Travel Medical Insurance needs visit us at: Global Medical Coverage.

During times of economic downturn many aspects of travel may be unexpectedly affected. We have been accustomed to the easy availability of cheap flights, accommodation, and rental cars and booking them all online as a ‘DIY’ holiday – often at the last minute – from the comfort of our homes.

However, during the summer of 2009 something new transpired to affect the troubled tourism industry. Many holidaymakers heading for tourist hotspots in southern Europe, notably popular destinations in Spain and Portugal, were caught out over a critical shortage of rental cars. There were reports of frantic travellers (even those who had made reservations) arriving at their destination airport and being told that there were no available cars, or being forced to upgrade to a larger or more luxurious vehicle at vastly inflated prices. The few cars that were available were renting at prices two or three times higher than normal.

Because of the recession, and the presumption that fewer people would be going abroad on holiday, a drastically reduced amount of leased cars were made available to the rental companies in places like Spain and Portugal during the peak summer travel period of 2009. The demand for rental cars remained strong, however, surprising everyone in the industry and causing headaches for the car rental companies – as well as crushing disappointment and worry for thousands of holidaymakers. It transpired, against many predictions, that one of the last things people were willing to give up was their annual Mediterranean summer holiday! The gloomy UK summer also contributed to the problem as many sun-deprived Britons decided to make last minute bookings for flights and accommodation – only to find out after the fact that it was impossible to book a rental car.

If you feel the need to get away from the rat race for some peace and quiet and are tempted to book that romantic holiday villa situated in a remote and isolated location, it would be wise to secure your rental car well in advance – and perhaps even before you book anything else. It might also be worthwhile doing some research to find out if there are adequate means of public transportation in the area, and the cost of a taxi fare to get you around – just in case.

Travel Insurance is an essential part of planning any trip or holiday and it is folly to travel without it. However, travel insurance is unlikely to be of any help if you are left stranded or out of pocket because of having to cancel or change flights or arrangements due to the unavailability of rental cars at your destination. We can only hope that the problems of the summer of 2009 will not be repeated, but why take a chance in the future. Plan ahead and check the availability of rental cars before booking your holiday!

Jean Andrews is a freelance writer living in the UK. She regularly contributes articles for Travel Insurance Agencies Ltd who offer great deals on UK Travel Insurance and Travel Insurance for residents of Eire.

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